Car Dealers/traders

Car Dealers & Traders

VAT support for car dealers and traders.

Moneywize helps car dealers and traders manage the marginal rate VAT scheme, stock records and the financial decisions behind a profitable, compliant motor trade business.

Free 30-min consultation

Fixed-fee proposal in 48h

PAYE and pension compliance

Clear VAT support for car dealers and traders.

Marginal rate VAT scheme, stock and accounts support.

From vehicle purchases and sales to VAT returns and stock records, we help motor trade businesses stay compliant and make better financial decisions.

Marginal rate VAT scheme

Get practical guidance on eligibility, margin calculations, records and VAT return treatment for qualifying vehicles.

Vehicle stock records

Keep purchase invoices, vehicle costs, stock movements and sales records organised for accurate margin calculations.

VAT calculations and returns

Prepare margin scheme calculations, VAT records and returns with clear documentation for each qualifying vehicle.

HMRC motor trade compliance

Stay on top of HMRC requirements, record keeping, deadlines and practical compliance responsibilities.

Deal and cash flow reporting

Understand gross margins, stock turn, deal profitability and cash flow with useful management information.

Year-end accounts and tax support

Receive clear year-end accounts and tax support built around the needs of your motor trade business.

The numbers behind every deal should be clear. We make them easier to manage.

Accurate records give motor trade businesses greater control over stock, VAT and cash flow.

Vehicle records kept organised

Keep purchase, repair and sales records ready for accurate margin scheme VAT calculations.

VAT records and HMRC reporting handled

Keep margin scheme VAT records, returns and HMRC reporting accurate and up to date.

Deal margins and cash flow monitored

Understand deal margins, stock value and cash flow with clearer management information.

Practical support for motor traders

Straightforward support for dealers and traders, with practical advice when decisions matter.

Quote turnaround

48 hours

From first chat to written proposal

How we work

Four steps. From stock to compliant VAT returns.

From your first conversation to ongoing support, we build a clear understanding of your stock, sales, VAT position and business priorities.

01
Share your stock and VAT records

Tell us about your vehicle stock, purchase and sales records, VAT position and the areas where you need support.

02
Review your margin scheme setup

We review vehicle records, margin calculations, VAT treatment and the information needed for accurate returns.

03
Strengthen your reporting

You receive practical support with stock, deal margins, cash flow, accounts and HMRC deadlines.

04
You stay compliant

Your payroll deadlines, HMRC reporting and workplace pension duties stay on track every pay period.

Moneywize helped us understand our margin scheme VAT position, organise our vehicle records and improve the way we track each deal. Their advice is clear, practical and easy to use.

James M. Motor Trade Business Owner, UK

FAQs

Common questions about margin scheme VAT and motor trade accounts.

If your question is not here, call or email. We will explain the margin scheme, records and VAT support your business may need.

How does the marginal rate VAT scheme work for car dealers?

The marginal rate VAT scheme allows eligible dealers to account for VAT on the profit made on a qualifying vehicle, rather than the full selling price. We can help check the treatment and calculations for your business.

Which vehicles qualify for the margin scheme?

Eligibility depends on the vehicle and the transaction. We help review the vehicle history, purchase documents and VAT position before applying the scheme.

What records should I keep for each vehicle?

Keep purchase invoices, sales invoices, vehicle details, repair costs, mileage information, customer records and margin calculations for each qualifying vehicle.

Can you help with VAT returns and HMRC queries?

Yes. We can help prepare VAT returns, review margin scheme calculations and support responses to HMRC questions about your motor trade records.

Can you support stock, deal margins and year-end accounts?

Yes. We can support stock records, deal margin reporting, management accounts, year-end accounts and tax planning for your motor trade business.

Related services

What dealers and traders often add alongside their VAT support.

Accounting & Bookkeeping

Keep your numbers accurate, organised and ready to support better business decisions.

Learn more →

Tax Planning & Filing

Plan ahead, stay compliant and structure your business tax position with confidence.

Learn more →

Business Planning & Consultancy

Plan team growth, payroll costs and future business decisions with clearer financial insight.

Learn more →

      EXCELLENT  
   Based on 28 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   4my Family 
 
 
 
 Trustindex verifies that the original source of the review is Google. Usama Liaqat has been helped me out with my tax return and I can tell that he has been quite supportive, I definitely recommend Moneywize for everyone, I’ve been their client for 6 years
  
 
      Posted on Google  
   
   Waleed Abbasi 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent accountancy firm with a professional and helpful team. Mr Ali is highly knowledgeable and provides clear guidance throughout the entire process. His expertise and support make everything straightforward and stress-free. Highly recommended.
  
 
      Posted on Google  
   
   Mustafa Rahimi 
 
 
 
 Trustindex verifies that the original source of the review is Google. Professional and amazing costumer services. Especially thanks to Abdul rehman and Khurram👑👑🙏🙏
  
 
      Posted on Google  
   
   Hafiz 
 
 
 
 Trustindex verifies that the original source of the review is Google. I would highly recommend Moneywize to everyone, especially Mr. Ali and his amazing team. They are honestly the best accountants I’ve ever worked with. Their professionalism, attention to detail, and the way they handle everything so smoothly is truly impressive. Mr. Ali is extremely helpful, knowledgeable, and always willing to support his clients in the best possible way. They make the entire process stress-free, reliable, and efficient, and their service genuinely makes a big difference.
  
 
      Posted on Google  
   
   Shafkat Ali 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mr Usama
Great communication and very reliable accountant. Always respons and remains professional especially during this time of the year.
  
 
      Posted on Google  
   
   saya kariem 
 
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely amazing and very helpful. Very polite and  professional service. Thank you
  
 
      Posted on Google  
   
   Nouredin Albanghazi 
 
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely amazing team, very helpful and professional, especially Adal and Ali, both are amazing!

Highly recommended 10/10
  
 
      Posted on Google  
   
   isabel oliveira 
 
 
 
 Trustindex verifies that the original source of the review is Google. Hi, I've worked with this company for 10 years now, have always recieved such excellent service, I've never had any issues with them, they're all such polite and friendly people. I would definitely recommend this company to anyone who asks.